9. Serve warm with tortilla chips or your choice of sides.
Variations & Tips
For a spicier kick, add some chopped jalapeños to the beef mixture. You can also substitute ground turkey or chicken for a lighter version. If you prefer a vegetarian option, simply omit the beef and add more beans or some sautéed vegetables like bell peppers and zucchini. For a creamier texture, mix in some cream cheese before baking.